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Money smarts arouse passion in millennials

Wednesday, January 12, 2022
Money smarts arouse passion in millennials © Reuters. FILE PHOTO: Four thousand U.S. dollars are counted out by a banker counting currency at a bank in Westminster, Colorado November 3, 2009. REUTERS/Rick Wilking/File Photo

By Chris Taylor

NEW YORK (Reuters) - The sexy sheets copywriter Jess Morgan enjoys with her husband Grant are not just in their bedroom. His financial spreadsheets turn her on to his seriousness about building a life together.

Meticulous columns record the Bainbridge Island, Washington-based couple's search for their first car, breaking down gas mileage, cargo space, maintenance costs and more, before they settled on a used 2012 Toyota Prius.

"Money management is an attractive trait," said Morgan, 32. "My husband is responsible with money in just about every sense. He doesn't spend to impress anyone or be trendy."

Morgan is not alone.

According to a new survey from buy-now, pay-later company Affirm, millennials see the ability to manage finances as the No. 1 attractive trait in a partner.

That appealed to 51% of millennials, with financial stability close behind at 49%. After that came the more typical attributes expected in a romantic squeeze, like sense of humor (48%) or physical appearance (46%).

"One of the things that really jumped out in the survey, was that financial habits were a such a top priority in a partner," said Ashley Feinstein Gerstley, a spokesperson for Affirm.

The survey did not record the amount of money a partner brings in, but tracked the ability to manage money smartly, whether that income be large or small.

"Most people want their partner to come to the table in pretty good financial shape, so that the relationship feels equitable, and the couple can move forward," said Lesley-Anne Scorgie, the Toronto-based author of "The Modern Couple's Money Guide."

Scorgie, who is president of financial education company MeVest, admits she and her husband started talking about money on the third date. "It's about dreaming about the future, rather than paying for the past," she said.

Out-of-whack money habits could be seen as a warning sign by the person you are romancing. In fact, 68% of those surveyed by Affirm say bad finances are an immediate red flag in a partner. And a whopping 78% of millennials said they would break up with someone who handled money poorly.

Millennials, born around 1981 to 1996, seem particularly attuned to money issues with potential partners. For Americans overall, 'sense of humor' was cited as the most attractive trait.

The whipsawing economics of recent years have made millennials keenly aware of financial stability, even more so than older generations like the Baby Boomers, said Gerstley, a money coach who founded The Fiscal Femme to help women gain more power and equality through financial well-being.

"Millennials lived through the Great Recession, which was right when they were starting to get jobs," she said.

"They saw the impact on their own lives, and on their parents' lives. Now they're living through the pandemic, so it makes so much sense that financial stability would be of the utmost importance to them."

Even if you have not been blessed with good looks, it turns out the most magnetic trait of all might be seemingly boring stuff like balancing a checkbook, or putting money into a Roth IRA.

"Start with some basic budgeting, clear unnecessary debt, and build a plan for your retirement," Scorgie advised to those who are single-and-looking. "All this will make you a hot commodity on the dating scene."

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17-01-2022 11:56:23 (UTC+7)

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 EUR/USD1.1408↑ Buy
 GBP/USD1.3652↑ Buy
 USD/JPY114.56↑ Sell
 AUD/USD0.7212Buy
 USD/CAD1.2513↑ Sell
 EUR/JPY130.69↑ Buy
 EUR/CHF1.0424↑ Buy
 Gold1,818.55↑ Buy
 Silver23.023↑ Buy
 Copper4.4277↑ Buy
 Crude Oil WTI83.67↑ Buy
 Brent Oil86.40↑ Buy
 Natural Gas4.264↑ Sell
 US Coffee C239.65↑ Buy
 Euro Stoxx 504,303.75↑ Sell
 S&P 5004,662.85↑ Buy
 DAX15,937.38↑ Sell
 FTSE 1007,611.78↑ Buy
 Hang Seng24,218.03↑ Buy
 Small Cap 20002,162.40Neutral
 IBEX 358,840.38↑ Sell
 BASF68.200Neutral
 Bayer52.80↑ Buy
 Allianz227.00↑ Buy
 Adidas252.71↑ Buy
 Lufthansa7.210↑ Sell
 Siemens AG146.53Neutral
 Deutsche Bank AG12.020↑ Buy
Mua/Bán 1 chỉ SJC
# So hôm qua # Chênh TG
SJC Eximbank6,120/ 6,160
(0/ 0) # 1,148
SJC HCM6,110/ 6,170
(10/ 0) # 1,158
SJC Hanoi6,110/ 6,172
(10/ 0) # 1,160
SJC Danang6,110/ 6,172
(10/ 0) # 1,160
SJC Nhatrang6,110/ 6,172
(10/ 0) # 1,160
SJC Cantho6,110/ 6,172
(10/ 0) # 1,160
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E5 RON 92-II2291023360
DO 0.05S1838018740
DO 0,001S-V1873019100
Dầu hỏa1719017530
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Ngoại tệMua vàoBán ra
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JPY192,66203,94
KRW16,5020,10
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