net_left Phương Thức Thanh Toán

Indonesia seeks to crack down on "unhealthy" peer-to-peer lenders

22 Tháng Bảy 2022
Indonesia seeks to crack down on

JAKARTA (Reuters) - Indonesia has launched a crackdown on peer-to-peer (P2P) lenders through a new regulation and capital requirements, in a move that industry sources say should help clean up a booming online lending sector beset by consumer complaints.

The rules, announced this month by Indonesia’s financial services authorities (OJK), set a minimum capital requirement for lenders at a 25 billion rupiah ($1.67 million), up from 1 billion rupiah previously, with an additional demand to maintain at least 12.5 billion rupiah of equity at all times.

The regulation took effect on July 4.

"This will create a natural selection and filter out which peer-to-peer firms are healthy or not", said Freddy Karyadi, a lawyer who has fintech clients.

P2P lending, internet-based platforms that link up borrowers and lenders, has become a popular way for small businesses to raise money and for under-banked individuals to get loans.

Since 2015, foreign online lenders, including many Chinese lenders, have targeted Indonesia's youthful market of 270 million people, but some "ghost" online lenders have not had physical offices and used aggressive debt-retrieval practices, such as calling the families and colleagues of clients.

Joel Shen, head of Asia technology at global law firm Withers, believes the tighter regulation would not deter any "serious players", though could reduce the number of new entrants.

"This (new regulation) will, on balance, be a good thing for the industry, which has been growing at a breakneck pace," he said.

Indonesia had around 150 registered P2P lenders before President Joko Widodo ordered last October a moratorium on permits for fintech lenders to clean up the sector.

The government identified a three-fold rise in illegal online lenders in 2019 to 1,493, according to OJK data.

Other requirements under the new rules include a three-year lock up of shareholder stakes after establishing a platform and for the senior executive at lenders to get OJK's approval.

The OJK's board of commissioners said on Wednesday they will monitor the implementation of the regulation and push all unregistered P2P firms to apply for legal permits.

($1 = 15,015.0000 rupiah)

Để lại bình luận
Hot Auto Trade Bot Phương Thức Thanh Toán
BROKERS ĐƯỢC CẤP PHÉP
net_home_top Ai VIF
10-08-2022 22:02:14 (UTC+7)

EUR/USD

1.0359

+0.0148 (+1.45%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (8)

Sell (0)

EUR/USD

1.0359

+0.0148 (+1.45%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (8)

Sell (0)

GBP/USD

1.2268

+0.0188 (+1.56%)

Summary

↑ Buy

Moving Avg:

Buy (11)

Sell (1)

Indicators:

Buy (10)

Sell (0)

USD/JPY

132.16

-2.96 (-2.19%)

Summary

↑ Sell

Moving Avg:

Buy (0)

Sell (12)

Indicators:

Buy (0)

Sell (7)

AUD/USD

0.7098

+0.0134 (+1.92%)

Summary

↑ Buy

Moving Avg:

Buy (8)

Sell (4)

Indicators:

Buy (7)

Sell (2)

USD/CAD

1.2759

-0.0129 (-1.00%)

Summary

↑ Sell

Moving Avg:

Buy (1)

Sell (11)

Indicators:

Buy (0)

Sell (9)

EUR/JPY

136.91

-1.07 (-0.78%)

Summary

↑ Sell

Moving Avg:

Buy (5)

Sell (7)

Indicators:

Buy (1)

Sell (8)

EUR/CHF

0.9739

+0.0003 (+0.03%)

Summary

↑ Buy

Moving Avg:

Buy (10)

Sell (2)

Indicators:

Buy (9)

Sell (2)

Gold Futures

1,817.25

+4.95 (+0.27%)

Summary

Buy

Moving Avg:

Buy (9)

Sell (3)

Indicators:

Buy (5)

Sell (4)

Silver Futures

20.802

+0.320 (+1.56%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (9)

Sell (1)

Copper Futures

3.6510

+0.0655 (+1.83%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (8)

Sell (0)

Crude Oil WTI Futures

88.97

-1.53 (-1.69%)

Summary

↑ Buy

Moving Avg:

Buy (10)

Sell (2)

Indicators:

Buy (8)

Sell (0)

Brent Oil Futures

94.82

-1.49 (-1.55%)

Summary

↑ Buy

Moving Avg:

Buy (10)

Sell (2)

Indicators:

Buy (8)

Sell (0)

Natural Gas Futures

8.027

+0.194 (+2.48%)

Summary

↑ Buy

Moving Avg:

Buy (10)

Sell (2)

Indicators:

Buy (10)

Sell (1)

US Coffee C Futures

220.70

+7.95 (+3.74%)

Summary

↑ Sell

Moving Avg:

Buy (5)

Sell (7)

Indicators:

Buy (0)

Sell (7)

Euro Stoxx 50

3,751.65

+36.28 (+0.98%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (7)

Sell (1)

S&P 500

4,205.00

+82.53 (+2.00%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (9)

Sell (1)

DAX

13,699.81

+164.84 (+1.22%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (8)

Sell (0)

FTSE 100

7,507.33

+19.18 (+0.26%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (7)

Sell (1)

Hang Seng

19,610.84

-392.60 (-1.96%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (7)

Sell (0)

US Small Cap 2000

1,958.30

+49.29 (+2.58%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (8)

Sell (0)

IBEX 35

8,345.85

+33.95 (+0.41%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (10)

Sell (0)

BASF SE NA O.N.

44.538

+0.543 (+1.23%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (9)

Sell (0)

Bayer AG NA

51.80

-0.36 (-0.69%)

Summary

↑ Sell

Moving Avg:

Buy (3)

Sell (9)

Indicators:

Buy (1)

Sell (8)

Allianz SE VNA O.N.

178.31

-0.25 (-0.14%)

Summary

↑ Buy

Moving Avg:

Buy (8)

Sell (4)

Indicators:

Buy (10)

Sell (0)

Adidas AG

173.22

+4.22 (+2.50%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (7)

Sell (0)

Deutsche Lufthansa AG

6.633

+0.060 (+0.91%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (6)

Sell (0)

Siemens AG Class N

109.37

+2.85 (+2.68%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (9)

Sell (0)

Deutsche Bank AG

8.836

+0.109 (+1.25%)

Summary

↑ Buy

Moving Avg:

Buy (12)

Sell (0)

Indicators:

Buy (9)

Sell (0)

    EUR/USD 1.0359 ↑ Buy  
    GBP/USD 1.2268 ↑ Buy  
    USD/JPY 132.16 ↑ Sell  
    AUD/USD 0.7098 ↑ Buy  
    USD/CAD 1.2759 ↑ Sell  
    EUR/JPY 136.91 ↑ Sell  
    EUR/CHF 0.9739 ↑ Buy  
    Gold 1,817.25 Buy  
    Silver 20.802 ↑ Buy  
    Copper 3.6510 ↑ Buy  
    Crude Oil WTI 88.97 ↑ Buy  
    Brent Oil 94.82 ↑ Buy  
    Natural Gas 8.027 ↑ Buy  
    US Coffee C 220.70 ↑ Sell  
    Euro Stoxx 50 3,751.65 ↑ Buy  
    S&P 500 4,205.00 ↑ Buy  
    DAX 13,699.81 ↑ Buy  
    FTSE 100 7,507.33 ↑ Buy  
    Hang Seng 19,610.84 ↑ Buy  
    Small Cap 2000 1,958.30 ↑ Buy  
    IBEX 35 8,345.85 ↑ Buy  
    BASF 44.538 ↑ Buy  
    Bayer 51.80 ↑ Sell  
    Allianz 178.31 ↑ Buy  
    Adidas 173.22 ↑ Buy  
    Lufthansa 6.633 ↑ Buy  
    Siemens AG 109.37 ↑ Buy  
    Deutsche Bank AG 8.836 ↑ Buy  
Mua/Bán 1 chỉ SJC
# So hôm qua # Chênh TG
SJC Eximbank6,600/ 6,700
(-20/ -20) # 1,624
SJC HCM6,600/ 6,700
(-20/ -20) # 1,624
SJC Hanoi6,600/ 6,702
(-20/ -20) # 1,626
SJC Danang6,600/ 6,702
(-20/ -20) # 1,626
SJC Nhatrang6,600/ 6,702
(-20/ -20) # 1,626
SJC Cantho6,600/ 6,702
(-20/ -20) # 1,626
Cập nhật 10-08-2022 22:02:16
Xem lịch sử giá vàng SJC: nhấn đây!
ↀ Giá vàng thế giới
$1,801.28 +7.11 0.40%
Live 24 hour Gold Chart
ʘ Giá bán lẻ xăng dầu
Sản phẩm Vùng 1 Vùng 2
RON 95-V26.28026.800
RON 95-III25.60026.110
E5 RON 92-II24.62025.110
DO 0.05S23.90024.370
DO 0,001S-V25.88026.390
Dầu hỏa 2-K24.53025.020
ↂ Giá dầu thô thế giới
WTI $88.41 +1.42 1.58%
Brent $94.19 +1.58 1.65%
$ Tỷ giá Vietcombank
Ngoại tệMua vàoBán ra
USD23.220,0023.530,00
EUR23.251,8824.554,01
GBP27.508,9128.682,08
JPY168,20178,07
KRW15,4618,84
Cập nhật lúc 18:51:10 10/08/2022
Xem bảng tỷ giá hối đoái
Phương Thức Thanh Toán